MAZOCAPITAL.COM

TERMS AND CONDITIONS

Version:1.1

Revised: 03/03/2021

1.   AGREEMENT FOR ALL SERVICES AND THE WEBSITES

Strada Capital Corporation dba Mazo Capital Solutions (“Mazo Capital Solutions”) requires that you carefully read, understand, and agree to the following Terms and Conditions ("Agreement"). By accessing, browsing or using this website, or any page thereof, through any direct or indirect means (individually or collectively, "Websites" or "Website"), or by using the products or services offered in or through the Websites through alternative methods (including, for example, telephone, mail, text, email or facsimile), you accept and agree to be bound by these Terms and Conditions (the terms "Website" and "Websites" include use through these alternative methods).

THIS AGREEMENT CONTAINS AN AGREEMENT TO ARBITRATE ALL CLAIMS AND CONTAINS DISCLAIMERS OF WARRANTIES AND LIABILITY (please see sections 8 and 15). These provisions form an essential basis of our bargain. If you do not agree to these terms and conditions, you are not authorized to access or use the Websites and you are to cease accessing or otherwise using the Websites. For purposes of this Agreement, "You" or "Your" means the person(s) using the Websites, and/or the products or services of Mazo Capital Solutions (Site and/or Services) and its companies offered through alternative methods, including persons that allow others to provide information about themselves to Mazo Capital Solutions (as defined below), the banks, lenders, financial institutions, providers, and brokers on Mazo Capital Solutions' network ("Lenders"), Providers (as defined in sections 4 and 5), or partners (as defined in sections 4 and 5). "Mazo Capital Solutions", "us" or "we" means, but is not limited to the following entities:

Strada Capital Corporation dba Mazo Capital Solutions; and

Strada Capital Corporation brands, divisions, tradenames, affiliates, parents, subsidiaries, successors or assigns, and their collective shareholders, directors, officers, partners, employees, contractors, agents and service providers as well as Lenders.

THE DISCLOSURES AND CONSENT REQUIRED UNDER CERTAIN STATE LAWS ARE DEEMED TO BE PROVIDED, RECEIVED AND AGREED TO BY USE OF THE WEBSITES.

Mazo Capital Solutions, operates the Websites and shall have the right at any time to change or discontinue any aspect or feature of the Websites and the right to modify the terms and conditions applicable to users of the Websites, including these Terms and Conditions, or any part hereof. Such changes, modification, additions or deletions shall be effective immediately upon posting on the Websites. Any use by you of the Websites or the products or services offered in or through the Websites shall be deemed to constitute acceptance of such changes. By accessing the Websites you agree to be bound by these Terms of Use. The Websites are intended for individuals who are at least 18 years of age and reside in the United States and the District of Columbia. If you are under 18 years of age or reside outside of the United States or the District of Columbia, you should not be visiting the Websites or utilizing Mazo Capital Solutions Services.

2.   CREDIT PRODUCT AND FINANCING REQUEST SERVICES

Mazo Capital Solutions offers credit, financing and lease product request services, explained in more detail below. NOTE: Pursuant to the contracts between Mazo Capital Solutions and the Lenders on its Network, Mazo Capital Solutions may also receive information from your Lender regarding the status of your application including, but not limited to, the amount or disposition of your credit and financing product or approval or decline of an application for credit products. Information specific to your Lender’s use of your information will be found in your Lender’s specific privacy policy. NOTE: You are providing express written consent for Mazo Capital Solutions and Lender(s) it selects to share this private personally identifiable information for the purpose of fulfilling your request for financing, as well as litigation, regulatory request(s), law enforcement requests, internal analytics and/or for marketing purposes.

A.   Terms Applicable to Financing and Credit Product Request Services

You should rely on your own judgment in deciding which available credit or financing product, terms or Lender best suits your needs and financial means. The Lender is solely responsible for its services to you, and you agree that Mazo Capital Solutions shall not be liable for any damages or costs of any type arising out of or in any way connected with your use of such Services. You understand that Lenders may keep your credit or financing product request information and any other information provided by Mazo Capital Solutions or received by them in the processing of your credit or financing product application, whether or not you are qualified for a credit or financing product with them or if you engage with them for credit or financing products and services. You agree to notify any particular Lender directly if you no longer want to receive communications from them.

The Websites and the services provided by Mazo Capital Solutions are available in connection with non-mortgage credit and financing products unless otherwise specified. Credit and financing products may only be offered to residents of states where Lenders are licensed or authorized to provide such credit or financing products. Lenders are not attempting to provide credit or financing products to entities located outside of states or other jurisdictions in which they are authorized by participating in and offering their products on the Websites or through Mazo Capital Solutions. Mazo Capital Solutions and Lenders expressly reserve the right to discontinue, suspend or terminate the offering of any credit or financing product in any specific state through the Websites at any time, without prior notice.

Mazo Capital Solutions does not guarantee acceptance into any particular credit or financing program or specific credit or financing product terms or conditions with itself any other Lender; credit and financing product approval standards are established and maintained solely by individual Lenders. Likewise, Mazo Capital Solutions does not guarantee that the credit and financing product terms or rates offered and made available by Lenders are the best terms or lowest rates available in the market. A Lender's conditional credit and financing product offer may be subject to market conditions, approval and qualification. The rates and fees actually provided by Lenders may be higher or lower depending on your complete credit profile, collateral/property considerations (if applicable) including but not limited to location, equity and value and income/asset consideration including but not limited to loan to value and debt to income ratios.  Unless expressly stated in writing, nothing contained herein shall constitute an offer or promise for a credit and financing product commitment or interest rate lock-in agreement. Lenders may not offer all products at all times as well as not offer products in all states. You might not be matched with the Lender making any specific offer. To help the government fight identity theft, the funding of terrorism and money laundering activities, Mazo Capital Solutions and/or its Lenders may obtain, verify and record information that identifies each person who opens an account with them. They may ask for your name, Social Security Number, address, telephone number, date of birth and other important information that will allow them to properly identify you. During the Lenders' formal application process, Mazo Capital Solutions or a Lender may also ask to see your driver’s license or other identifying documentation to further assist in certifying your identity.

Mazo Capital Solutions is paid a marketing lead generation or a financing close success fee by Lenders for the products and services provided. Your use of the Websites and/or Mazo Capital Solutions' services constitutes your agreement with this compensation arrangement. At closing, you will be responsible for paying for any closing costs associated with your credit and financing product (such as processing, underwriting or funding fees) as set forth in separate credit or financing product agreements.

By clicking on any button indicating an acceptance or agreement to terms, a continuance of processing or submission ("submission") you understand that you are consenting, acknowledging and agreeing to the stated terms and conditions of that submission and that you are submitting an inquiry as to a credit and financing product through Mazo Capital Solutions to each of the Lenders to whom your credit and financing product request is transmitted. You are also indicating that you are consenting, acknowledging and agreeing to receive important notices, disclosures and other communications ("Disclosures and Communications") in electronic form (either by email, SMS text or via the Internet). In addition, you acknowledge that we may access your credit file even if your Social Security Number is not provided and that you have received and reviewed and, where applicable, signed the necessary required disclosures. Not all Lenders will receive and/or utilize your SSN to access your credit report and/or credit score. Mazo Capital Solutions does not perform hard inquiries into credit, rather it does a soft inquiry to adhere to Anti-Money Laundering requirements and to assist in identification and verification of persons and entities as well as to prevent fraud. The information Mazo Capital Solutions receives from your credit report and/or credit score may be shared with Lenders, and is used by internal personnel on a need to know basis.  From time-to-time Mazo Capital Solutions is examined by State and Federal Regulators and as such is required to maintain your Personally Identifiable Information to adhere to those requirements. Your information may also be obtained from Lenders after you are matched to adhere to state and federal reporting and record retention requirements. You authorize Mazo Capital Solutions and its participating Lenders to share such information as required, including for the purpose of providing you with the products and services for which you apply.

By submitting the credit and financing product request containing your electronic signature, you are extending an express invitation to Mazo Capital Solutions and each Lender with which you have been matched to contact you by telephone at the numbers (whether landline or cellular) and electronic mail addresses you have provided so they may assist you with your transaction, and you hereby consent to any such calls and SMS text messages even if your phone number is on any Do Not Call list, or by email at the email address you provided or at another address that may be associated with you that we receive from Lenders or other parties and you hereby consent to any such electronic mail so it will not be considered spam or unauthorized by any local, state or federal law or regulation. In addition, you consent, acknowledge and agree that Mazo Capital Solutions, a Lender with which you have been matched or an associated third party may use an automatic dialing system in connection with calls made to any telephone number included in your submission, even if it is a cellular phone number or other service for which the called person(s) could be charged for such call. By saving your information with Mazo Capital Solutions or by doing a submission, you give Mazo Capital Solutions permission to retain all such provided information and to make live or recorded calls to discuss, provide or remind you of any information in regards to your submission, including incomplete credit and financing product requests, the delivery of credit and financing product request matches, deadlines, quality of services or other matters in connection with your credit and financing product request. For any service, you represent that all of the information you have provided in your submission and credit and financing product request is true, accurate and complete. You expressly consent to receive electronic mail and text (SMS) communications for marketing and collections purposes. You have the right to receive any document in non-electronic form and to withdraw your consent to electronic delivery at any time by contacting Mazo Capital Solutions Customer Service at (888) 702-9292 or by emailing customerservice@mazocapital.com.

When you "submit" information, create an account or otherwise register or apply for products and/or services through Mazo Capital Solutions, and its Website or otherwise, you understand and agree that you have established a business relationship between you and Mazo Capital Solutions, which is the owner of this site. Accordingly, Mazo Capital Solutions may send your information to its affiliates as provided in the Privacy Policy and you agree that Mazo Capital Solutions may contact you using information you provided with information and offers of products and/or services available through Mazo Capital Solutions and the Websites. You hereby consent to any such communication or phone calls even if your phone number is on any Do Not Call list. If at any time you do not wish to continue to receive communications from Mazo Capital Solutions or its affiliates or Lenders, you may email your request to unsubscribe@mazocapital.com or follow the unsubscribe process within email or text communication sent to you. In addition, you agree to notify Mazo Capital Solutions Customer Service at (888) 702-9292 or by emailing privacy@mazocapital.com directly if you no longer want to receive other forms of communications from Mazo Capital Solutions, its affiliates, program partners or Lenders.

B.  Other Credit and Financing Product Request Services

The Mazo Capital Solutions services provide for conditional credit product requests and other financing offers through their networks of nonaffiliated lenders and service providers. By submitting the credit and financing product request form and/or application, you authorize Mazo Capital Solutions to provide information provided by you or that Mazo Capital Solutions has or may receive from others, to such Lenders in its Network, along with any additional lenders or service providers necessary to complete your credit and financing product transaction. You also authorize Mazo Capital Solutions and its Lenders along with any additional lenders or service providers necessary to complete your credit and financing product transaction, to request from one or multiple credit reporting agencies, your credit report including any ancillary credit scores or ratings and to verify that your request is true, accurate and complete. By clicking "Submit" (or any button indicating acceptance) you are certifying that all of the information you have provided in your credit and financing product request is true, accurate and complete. At the present time, Fair Isaac Corporation (the company that provides "FICO" credit scores) reports that, for mortgage or auto credit and financing products, it disregards those inquiries made in the 30 days prior to a lender receiving the credit score and that beyond the 30 days, it consolidates all credit inquiries that occur within a 14-day period into one inquiry for scoring purposes. Some lenders will require addition information prior to providing an offer. In these situations, the lender(s) will contact you directly to discuss your credit and financing product request and to discuss the specific terms of your offer(s). In the process, you may be given the option to provide your Social Security Number and/or have your credit pulled in order to improve your lender matches. The lenders with which you are matched may later require a Social Security Number to proceed with your credit and financing product request.

To determine which lenders with which you may be matched, lenders provide us criteria about the type of credit and financing product (for example, credit and financing product amount or credit terms) and the type of credit and financing product customer (for example, state of residence or creditworthiness) in which the lender is interested. Mazo Capital Solutions will provide your information to lenders whose criteria match your profile.

C.  Additional Terms Applicable to Titled Vehicle Credit and Financing Product Request Services

If you request a titled vehicle credit and financing product and qualify for a dealer referral program, Mazo Capital Solutions may also provide your information with one or more of the Lenders, providers or third-party marketing companies in that program. In addition, you may be matched with one or more Lenders offering unsecured credit and financing products with which you could finance your vehicle. As such, when you click on the submit button you are consenting, acknowledging and agreeing to a hard pull of credit by up to five lenders in relationship to your vehicle credit and financing product inquiry. Please note, that you are providing express written consent for such inquiry and that this may impact your credit score. FICO (Fair Isaac Corporation) recognizes that borrowers typically shop around, and consumers are encouraged to find the best deal that works for them and their personal financial situation. That's why inquiries from multiple vehicle credit and financing product applications generally will not hurt your score if made within 30 days. Once a month has passed, the FICO scoring model treats multiple inquiries for one of those credit and financing product types as a single inquiry, provided the applications all took place within a relatively short window of time such as 45 days. That consolidation of inquiries helps limit the FICO score damage that would otherwise be caused by multiple credit checks, each counted individually.  You may contact FICO online at http://www.fico.com/en/Pages/Contact.aspx with questions.

D.   Additional Terms Applicable to Credit Card, Personal, and Commercial Credit and Financing Product Request Services

If you request a credit card, personal or commercial credit and financing product, Mazo Capital Solutions may also provide your information with one or more of the Lenders or providers in that program.

Notice To California Residents:

A married consumer may request separate credit. A married consumer may include a spouse’s income even when requesting for a separate account.

Notice To Ohio Residents:

The Ohio laws against discrimination require that all creditors make credit equally available to all credit worthy customers, and that credit reporting agencies maintain separate credit histories on each individual upon request. The Ohio Civil Rights Commission administers compliance with the law.

Notice To Married Wisconsin Residents:

No provision of a marital property agreement (pre-marital agreement), a unilateral statement under Section 766.59 of the Wisconsin Statutes, or a court decree under Section 766.70 of the Wisconsin Statutes adversely affects the interest of the creditor unless, prior to the time the credit is granted, the creditor is furnished a copy of the marital property agreement, statement, or decree or has actual knowledge of the adverse provision when the obligation to the creditor is incurred. If the credit and financing product for which you are applying is granted, your spouse will also receive notification that credit has been extended to you.

3.   REQUEST FOR OTHER PRODUCTS AND SERVICES (INCLUDING FINDER/LOCATOR SERVICES)

Mazo Capital Solutions offers requests for other products and services on the Websites. You may be able to access these products and services when you complete a request and either (i) get matched with potential third party providers ("Provider" includes any third-party affiliate or finder of a Provider) who will respond with conditional offers for products or services or (ii) get provided with the name and information  about potential Providers who may able to respond with the requested products or services or information about the requested products or services without any offers. The Providers that can provide you with conditional offers may not respond with offers until they speak with you to get additional information. NOTE: You are providing express written consent for Mazo Capital Solutions and the selected Lender to share this private personally identifiable information for these purposes, as well as collection, litigation, regulatory request(s), law enforcement requests, internal analytics and/or for marketing purposes.

A.  Terms Applicable to All Requests For Other Products And Services

Mazo Capital Solutions does not make any decisions in connection with the products or services offered by Providers. Mazo Capital Solutions does not endorse or recommend the products or services of any particular Provider on any of its Websites. Mazo Capital Solutions is not an agent of either you or any Provider. You should rely on your own judgment in deciding which available product or service and Provider best suits your needs and financial means. The Provider is solely responsible for its services to you, and you agree that Mazo Capital Solutions shall not be liable for any damages or costs of any type arising out of or in any way connected with your use of such Provider products or services. You understand that Providers may keep your request information and any other information provided by Mazo Capital Solutions or received by them in the processing of your request, whether or not you are qualified for the product or service with them or if you acquire a product or service with them. You agree to notify any particular Provider directly if you no longer want to receive communications from them. Products and services may only be made to residents of states where Providers are licensed or authorized to make such products or services available. Mazo Capital Solutions and Providers expressly reserve the right to discontinue, suspend or terminate the offering of any product or service in any specific state through the Websites at any time, without prior notice.

The data and other information you may provide Mazo Capital Solutions is not, and is not treated as, an application for that product or service. Mazo Capital Solutions does not guarantee acceptance into any particular program or specific term or condition with any Provider; approval standards are established and maintained solely by individual Providers. Likewise, Mazo Capital Solutions does not guarantee that the terms or rates for the products or services offered and made available by Providers are the best terms or lowest rates available in the market. A Provider's products or services may be subject to market conditions, approval and qualification. The terms and rates actually provided by Providers may be higher or lower depending on your individual financial profile, your location and other considerations. Unless expressly stated in writing, nothing contained herein shall constitute an offer or promise for a product or service. Providers may not offer all products or services as well as not offer products or services in all states. You may not be matched with the Provider making any specific offer. Mazo Capital Solutions is paid a marketing lead generation fee by either the Provider or a third party "finder" (if the finder markets for or to the Provider) for the products and services Mazo Capital Solutions provided. Your use of the Websites and/or Mazo Capital Solutions's services constitutes your agreement with this compensation arrangement. You will be responsible for paying for any cost associated with the product or service.

By clicking on any button indicating an acceptance or agreement to terms, a continuance of processing or submission ("submission") you understand that you are consenting, acknowledging and agreeing to the stated terms and conditions of that submission and that you are submitting an inquiry as to a lending product through Mazo Capital Solutions to each of the Providers to whom your product request is transmitted. You are also indicating that you are consenting, acknowledging and agreeing to receive important notices, disclosures and other communications ("Disclosures and Communications") in electronic form (either by email or via the Internet). In addition, if you proceed with a product request with any Mazo Capital Solutions Network Providers, they can provide you with the Disclosures and Communications in Electronic form. You understand that you will need, and have access to an email address, Internet access and PDF software to review the Disclosures and Communications. In addition, you acknowledge that such Providers may access your credit file even if your Social Security Number is not provided and that you have received and reviewed and, where applicable, signed the necessary required disclosures. By submitting the request containing your electronic signature, you are extending an express invitation to each Provider to contact you by telephone at the numbers (whether landline or cellular) you have provided so they may assist you with your transaction, and you hereby consent to any such calls even if your phone number(s) are on any Do Not Call list, or by email at the email address you provided or at another address that may  be associated with you that we receive from Providers or other parties and you hereby consent to any such email so it will not be considered spam or unauthorized by any local, state or federal law or regulation. In addition, you consent, acknowledge and agree that Mazo Capital Solutions, a Provider with whom you have been matched or an associated third party may use an automatic dialing system in connection with calls made to any telephone number you entered, even if it is a cellular phone number or other service for which the called person(s) could be charged for such call. By saving your information with Mazo Capital Solutions or by doing a submission, you give Mazo Capital Solutions permission to retain all such provided information and to make live or recorded calls to discuss, provide or remind you of any information in regards to your submission, including incomplete requests, the delivery of request matches, deadlines, quality of services or other matters in connection with your request. For any product or service, you represent that all of the information you have provided in your submission and request is true, accurate and complete. You have the right to receive any document in non-electronic form and to withdraw your consent to electronic delivery at any time by contacting Mazo Capital Solutions Customer Service at (888) 702-9292 or by emailing customerservice@mazocapital.com.

By submitting the request form, you authorize Mazo Capital Solutions to share information that you provided or that Mazo Capital Solutions has or may receive from others to Providers or their finders, along with any additional providers necessary to complete your transaction. By submitting any eligibility form, you authorize Mazo Capital Solutions to provide your information to Providers or finders to discuss, review or provide product or services information and opportunities. You also authorize Mazo Capital Solutions and its Providers and finders along with any additional providers necessary to complete your transaction, to request from one or multiple credit reporting agencies, your credit bureau report including any ancillary credit scores or ratings.

4.   COPYRIGHT, TRADEMARK AND SERVICE MARK NOTICES

All contents of the Websites are: Copyright 2021 Mazo Capital Solutions, LLC and/or its affiliates, parents, subsidiaries, suppliers, Lenders or Providers, 22431 Antonio Pkwy, #B160-610, Rancho Santa Margarita, CA 92688. All rights reserved. Other product and company names mentioned herein, including the names of Lenders, may be the trademarks of their respective owners.

Nothing on the Websites should be construed as granting, by implication, estoppel or otherwise, any license or right to use any service mark or trademark (individually and collectively, "Mark" or "Marks") displayed on the Websites, without the prior written permission of Mazo Capital Solutions or the applicable Mark holder specific for each such use. The Marks may not be used to disparage Mazo Capital Solutions, the Lenders, the Providers, the applicable third party or the products or services of such parties, nor shall they be used in any manner that may damage any goodwill in the Marks. Use of any Mark as part of a link to or from any site is prohibited unless establishment of such a link is approved in advance by Mazo Capital Solutions in writing.

The Websites contain copyrighted material, trademarks and other proprietary information, including, but not limited to, text, software, photos, video, graphics, music and sound, and the entire contents of the Websites are copyrighted as a collective work under the United States copyright laws. Mazo Capital Solutions owns a copyright in the selection, coordination, arrangement and enhancement of such content, as well as in the content original to it. You may not modify, publish, transmit, participate in the transfer or sale, create derivative works or in any way exploit, any of the content, in whole or in part. Except as otherwise expressly permitted under copyright law, no copying, redistribution, retransmission, publication or commercial or non-commercial exploitation of downloaded material will be permitted without the express written permission of Mazo Capital Solutions and/or the copyright or Mark owner. Elements of the Websites are protected by trade dress, trademark, unfair competition, and other state and federal laws and may not be copied or imitated in whole or in part, by any means, including but not limited to, the use of framing or mirrors.  You hereby grant Mazo Capital Solutions a perpetual, irrevocable, non-exclusive license to use, display and share any non personally identifiable information you submit to or is gathered by the Websites.

5.   DISCLAIMERS AND LIABILITY

Mazo Capital Solutions intends that the information contained in the Websites be accurate and reliable; however, errors sometimes occur. The information is provided as a service to the general public over the age of eighteen and is subject to change without prior notice. In addition, changes and improvements to the information provided herein and are provided "as-is" without warranty of any kind, implied, expressed or otherwise. Under no circumstances will Mazo Capital Solutions be liable for any loss or damage caused by your reliance on information obtained through the Websites. It is your responsibility to evaluate the accuracy, completeness or usefulness of any information, opinion, advice or other content available through the Websites.

THE WEBSITES AND THE INFORMATION, SOFTWARE, PRODUCTS AND SERVICES ASSOCIATED WITH IT ARE PROVIDED "AS IS". MAZO CAPITAL SOLUTIONS AND/OR ITS AFFILIATES, SUPPLIERS, LENDERS OR PROVIDERS DISCLAIM ANY WARRANTY OF ANY KIND, WHETHER EXPRESS OR IMPLIED, AS TO ANY MATTER WHATSOEVER RELATING TO THE WEBSITES AND ANY INFORMATION, SOFTWARE, PRODUCTS AND SERVICES PROVIDED HEREIN, INCLUDING WITHOUT LIMITATION THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NONINFRINGEMENT. USE OF THE WEBSITES AND/OR MAZO CAPITAL SOLUTIONS'S SERVICES IS AT YOUR OWN RISK. MAZO CAPITAL SOLUTIONS AND/OR ITS SUPPLIERS, LENDERS OR PROVIDERS ARE NOT LIABLE FOR ANY DIRECT, INDIRECT, EXEMPLARY, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES OR OTHER INJURY ARISING OUT OF OR IN ANY  WAY CONNECTED WITH THE USE OR THE INABILITY TO USE THE WEBSITES AND/OR MAZO CAPITAL SOLUTIONS'S SERVICES OR WITH THE DELAY OR INABILITY TO USE THE WEBSITES, OR FOR ANY INFORMATION, SOFTWARE, PRODUCTS AND SERVICES OBTAINED THROUGH THE WEBSITES, INCLUDING BUT NOT LIMITED TO RELIANCE BY YOU ON ANY INFORMATION OBTAINED AT THE WEBSITES, OR THAT RESULT FROM MISTAKES, OMISSIONS, INTERRUPTIONS, DELETION OF FILES OR EMAILS, ERRORS, DEFECTS, VIRUSES, WORMS, TROJAN HORSES, TRAP DOORS, BACK DOORS, EASTER EGGS, TIME BOMBS, CANCELBOTS OR OTHER CODE OR COMPUTER PROGRAMMING ROUTINES THAT CONTAIN CONTAMINATING OR DESTRUCTIVE PROPERTIES OR THAT ARE INTENDED TO DAMAGE, DETRIMENTALLY INTERFERE WITH, SURREPTITIOUSLY INTERCEPT OR EXPROPRIATE ANY SYSTEM, DATA OR PERSONAL INFORMATION, DELAYS IN OPERATION OR TRANSMISSION, OR ANY FAILURE OF PERFORMANCE, WHETHER OR NOT RESULTING FROM ACTS OF GOD, COMMUNICATIONS FAILURE, THEFT, DESTRUCTION OR UNAUTHORIZED ACCESS TO MAZO CAPITAL SOLUTIONS RECORDS, PROGRAMS OR SERVICES, OR OTHERWISE ARISING OUT OF THE USE OF THE WEBSITES, WHETHER RESULTING IN WHOLE OR IN PART, FROM BREACH OF CONTRACT, TORTIOUS BEHAVIOR, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF MAZO CAPITAL SOLUTIONS AND/OR ITS LENDERS OR PROVIDERS HAVE BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES, SO THE ABOVE EXCLUSION MAY NOT APPLY TO YOU.

9.   ELECTRONIC COMMUNICATIONS/NOTICES AND INFORMATION DELIVERED ELECTRONICALLY

Mazo Capital Solutions, Lenders and Providers may choose to electronically deliver all information related to its services and your requests. Mazo Capital Solutions, Lenders and Providers electronic communications to you may transmit or convey information about action taken on your request, portions of your request that may be incomplete or require additional explanation, any notices required under applicable law, which may include any Federal Truth-in-Lending disclosures, State disclosures, other terms, conditions and documents, and the privacy policies of Mazo Capital Solutions, Lenders and Providers.

You agree to receive all current and future notices, disclosures, communications and information, and to do business electronically with Mazo Capital Solutions, Lenders and Providers. This means that Mazo Capital Solutions, Lenders and Providers may communicate with you by sending a message to the email address you provided or at another address that may be associated with you that we receive from Lenders, and Providers or other parties. You agree that you meet the below technical requirements and are able to access and retain copies of notices and information sent or made available electronically.

Technical Requirements:

To access and retain information and notices we send or make available to you electronically, you will need: Internet access with 128-bit encryption

Adobe Acrobat Reader 6 or higher

Ability to Print Internet Explorer 6 or higher Email Access or Firefox version 1.5 or later

You have the right to receive any document in non-electronic form and to withdraw your consent to electronic delivery at any time by contacting Mazo Capital Solutions Customer Service at (888) 702-9292 or by emailing customerservice@mazocapital.com

10.   PRIVACY POLICY

The Mazo Capital Solutions Privacy Policy, hereby incorporated by reference into this Agreement, explains the policy applicable to the information that is collected through the Websites or received directly from you.

11.  INDEMNITY

As a condition of use of the Websites and/or Mazo Capital Solutions's Services, you agree to indemnify and defend Mazo Capital Solutions and its suppliers, Lenders or Providers from and against any and all liabilities, expenses (including attorneys' fees) and damages arising out of claims resulting from your use of the Websites, including without limitation any claims alleging facts that if true would constitute a breach by you of this Agreement.

12.   LIMITATION ON DAMAGES

In no event will Mazo Capital Solutions have any liability to you in excess of actual compensatory damages. You irrevocably waive any claim to direct, indirect, special, consequential, punitive or exemplary damages.

13.   LINKS TO THIRD PARTY WEBSITES

The Websites may contain links to websites maintained by third parties. Such links are provided for your convenience and reference only. Mazo Capital Solutions does not operate or control in any respect any information, software, products or services available on such websites. Mazo Capital Solutions's inclusion of a link to a website does not imply any endorsement of the services or the website, its contents, or its sponsoring organization. When you leave the Websites please note that Mazo Capital Solutions is not responsible for the accuracy or content of the information provided by that website, nor is it liable for any direct or indirect technical or system issues arising out of your access to or use of third party technologies or programs available through that website.

14.   ERRORS AND DELAYS

Mazo Capital Solutions is not responsible for any errors or delays in responding to a request or referral form caused by, including but not limited to, an incorrect email address or other information provided by you or other technical problems beyond its reasonable control.

15.   DISPUTE RESOLUTION – BINDING ARBITRATION – WAIVER OF REPRESENTATIVE CLAIMS

Any claim or controversy arising out of or relating to the use of the Websites, to the products, goods or services provided by Mazo Capital Solutions, or to any acts or omissions for which you may contend Mazo Capital Solutions is liable, including but not limited to any claim or controversy as to arbitrability ("Dispute"), shall be finally, and exclusively, settled by arbitration. The arbitration shall be held before one arbitrator under the Supplementary Procedures for Consumer Related Disputes of the American Arbitration Association ("AAA") dated September 15, 2005, or as amended or any successor thereto. The arbitration shall be venued at a location reasonably convenient to the consumer. The arbitrator shall be selected pursuant to the AAA rules. Should no AAA rule regarding the selection of an arbitrator be in effect, the parties shall agree on an arbitrator mutually agreeable to both parties. Should the AAA decline to accept a matter submitted for individual (non-class) arbitration under these Terms and Conditions, the parties shall jointly select another arbitrator and/or arbitration service provider. In the event the parties are unable to agree on a neutral arbitrator or arbitration service provider, the claimant may file suit in any court of competent jurisdiction solely for the purpose of requesting the appointment of an arbitrator or arbitration service provider for individual (non-class, non-representative) arbitration, as provided for in Section 5 of the Federal Arbitration Act. To begin the arbitration process, a party must make a written demand therefor.

Any judgment upon the award rendered by an arbitrator may be entered in any court of competent jurisdiction. The agreement to arbitrate shall not be construed as an agreement to the joinder or consolidation of arbitration under this agreement with arbitration of disputes or claims of any non-party, regardless of the nature of the issues or disputes involved. To the fullest extent permitted by applicable law, no arbitration under this Agreement shall be joined to an arbitration involving any other party subject to this Agreement, whether through class or representative arbitration proceedings or otherwise.

THIS AGREEMENT PROVIDES THAT ALL DISPUTES BETWEEN YOU AND MAZO CAPITAL SOLUTIONS WILL BE RESOLVED BY BINDING ARBITRATION. YOU THUS GIVE UP YOUR RIGHT TO GO TO COURT TO ASSERT OR DEFEND YOUR RIGHTS. YOU ALSO GIVE UP YOUR RIGHT TO PARTICIPATE IN OR BRING CLASS OR REPRESENTATIVE ACTIONS. YOUR RIGHTS WILL BE DETERMINED BY NEUTRAL ARBITRATORS AND NOT A JUDGE OR JURY. You are entitled to a fair hearing, and the arbitration procedures are simpler and more limited than rules applicable in court. Arbitrator decisions are enforceable as any court order and are subject to very limited review by a court. By using Mazo Capital Solutions's products and services, you consent to these restrictions.

Should a Dispute arise and should the arbitration provisions herein become inapplicable or unenforceable, or in any instance of any lawsuit between you and Mazo Capital Solutions, the parties agree that jurisdiction over and venue of any suit shall be exclusively in the state and federal courts sitting in Orange County, California. If either party employs attorneys to enforce any right in connection with any Dispute, arbitration or lawsuit, the prevailing party shall not be entitled to recover reasonable attorneys' fees and costs.

16.   OTHER TERMS

This Agreement (which hereby incorporates by reference any other provisions applicable to use of the Websites, including, but not limited to, any supplemental terms governing the use of certain specific material contained in the Websites and any operating rules for the Websites established by Mazo Capital Solutions) constitutes the entire agreement between you and Mazo Capital Solutions and it supersedes all prior or contemporaneous communications, promises and proposals, whether oral, written or electronic, between you and Mazo Capital Solutions with respect to the Websites and information, software, products and services associated with it. This Agreement shall be subject to and construed in accordance with the laws of the California, excluding its conflict of laws principles. If any part of this Agreement is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid enforceable provision that most closely matches the intent of the original provision, and the remainder of the Agreement shall continue in effect. A printed version of this Agreement and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to this Agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. All rights not expressly granted herein are reserved.

PLEASE PRINT AND RETAIN A COPY OF THIS AGREEMENT FOR YOUR RECORDS.

Copyright 
2021 Mazo Capital Solutions
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